UNINSURED/UNDERINSURED MOTORISTS

Every ten seconds someone in the United States is involved in a car accident.  Many motor vehicle owners ignore motor vehicle insurance requirements, cannot afford insurance or carry limited insurance.  Uninsured motorist coverage is insurance that pays for bodily injury that is caused from an accident with a driver who is legally responsible for the injuries, but has no liability coverage.  Uninsured coverage provisions may also apply with an unidentified hit-and-run automobile.

Uninsured motorist coverage is designed to compensate you for losses you sustain as a result of the negligence of an uninsured driver.  Underinsured motorist coverage is designed to compensate you for losses you sustain when a negligent drive has some insurance, but not enough to compensate you for all of your losses.  Some compensable losses include medical expenses, loss of income or earnings, including your ability to earn money in the future and out-of-pocket expenses incurred as a result of your injuries.

If you or someone you know has been involved in an automobile accident caused by the negligence of an uninsured motorist, please call Randy Reichard or Gregg Groves at 417-866-7777 or toll free 1-800-879-2370, or fill out the information on the contact us page. 

The initial consultation is free of charge and if we agree to handle your case, we will work on a contingency fee basis, which means we get paid for our services only if there is a monetary recovery of funds, although client may be responsible for costs and expenses.  In many cases a lawsuit must be filed before a certain time, known as the statute of limitations, so please call right away to ensure that you do not waive your right to possible compensation.