LIFE INSURANCE DISPUTES

Individuals purchase life insurance to provide for their families after the individual has passed his life.  In most situations life insurance claims are paid without considerable dispute.  Nevertheless, there are some areas in which life insurance disputes arise.  These include:

•    proper distribution of the proceeds arising out of failure to complete a change of beneficiary in accordance with the policy’s provisions
•    third-party distribution without the surviving spouse’s written consent
•    circumstances in question as to how the decedent died
•    dispute as to the policyholder’s competency at the time beneficiary designations were made
•    whether the decedent died as a result of an accident

If you are the beneficiary of a life insurance policy, or believe you should have been, you’re your claim for life insurance benefits have been denied and the reason doesn’t make since, or the insurance company will not tell you why you are not getting your benefits, contact a lawyer.  You may need to go through arbitration or file a bad faith litigation lawsuit. 

Most life and accident insurance cases involve breach of contract and breach of good faith and fair dealing or bad faith.  When you have to file a breach of bad faith litigation against an insurance company, you are saying that the insurance company did not live up to its end of the bargain.  While the insurance company was more than willing to take you or your loved one’s premiums, the insurance may balk at paying.

Lowther Johnson has the wherewithal to properly represent your interest with regard to life insurance disputes.  If you or someone you know is involved with claims arising out of life insurance disputes, please call Gregg Groves or Randy Reichard at 417-866-7777 or toll free 1-800-879-2370, or fill out the information on the contact us page. 

The initial consultation is free of charge and if we agree to handle your case we will work on a contingency fee basis, which means we get paid for our services only if there is a monetary recovery of funds, although client may be responsible for costs and expenses.  In many cases a lawsuit must be filed before a certain time, known as the statute of limitations, so please call right away to ensure that you do not waive your right to possible compensation